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Life insurance as analogous to Covenant theology

Life insurance as a profession

Life insurance agency is a noble profession. Life insurance exists only as a concept — that is, until the worst occurs and a death benefit must be delivered to the insured’s survivors, when the full force of what life insurance agents provide suddenly becomes a clear and immediate reality. Those who ethically and responsibly provide life insurance are preempting the destitution that families experience on top of grieving the loss of a loved one, for (James 1:27) “Religion that is pure and undefiled before God, the Father, is this: to visit orphans and widows in their affliction, and to keep oneself unstained from the world.”

Life insurance agents often face the objection from people that they can’t afford life insurance. But the case often is that those who think they can’t afford it usually are the ones who most need it, so their surviving families are not saddled with unmanageable, crippling debt. Scripture teaches financial stewardship, something most of us struggle to follow, including being debt free (Proverbs 13:22, Romans 13:8). (Luke 16:11) “If then you have not been faithful in the unrighteous wealth, who will entrust to you the true riches?”

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